The purpose of this page is to point out positive reasons why choosing Residential Finance Network for your home financing needs is a good idea. It is not our intent to disparage any competitor.

1. We have one of the largest selection of mortgage loan programs available in one place. Not only do we list them for you but we also describe the details of each program that can often spell the difference between approval and denial.

2. Our interest rates, points and fees are the most competitively priced available.

3. Try us for free! For every application submitted on-line on-line, we will not charge you for the cost of your credit report, a $20 to $50 savings or any type of application fee. You can obtain a written pre-approval of your loan and lock in a mortgage rate so you know exactly what you are getting without spending a penny. The only cost prior to actually closing your loan will be the cost of an appraisal, but you will not order the appraisal until after you find out you are approved.

4. We actually originate, process and close your loan in addition to securing your interest rate and points for the program you choose all from our main office in Fairfield, Connecticut. Computer "aggregators" or "referral" companies simply get you to fill out an application then forward it on to other lenders for processing, pricing and closing.

5. We have the experience to help you get your loan closed. Unlike many newcomers to the mortgage industry, Residential Finance Network has been originating mortgage loans since 1988. We have faced nearly every mortgage problem, and if it can be solved by anyone, it can be solved by us.

6. We are constantly striving to streamline the mortgage application and closing process. For borrowers with good credit, our automated underwriting systems cut the paperwork required for your mortgage by more than 50%.

7. Our Mortgage 911 service gives you immediate priority if you have a rush purchase closing, have just been denied by another institution or are facing some type of collection action requiring an immediate refinance. The Mortgage 911 team is here to help right now.

8. The Mortgage Resource Center helps teach you how to be an educated mortgage borrower. The old days of guessing about mortgage borrowing are over. The Internet gives you the opportunity to learn every detail about the loan you need.

9.. Our Home Equity Management Account (coming in 2005) is our free service to you for joining Residential Finance Network. This account, unique to Residential Finance Network (in fact there is a patent pending), will give you up-to-date account information about your mortgage loan along with options for home equity lines, refinancing, second homes and much more.

10. Residential Finance Network adheres to a strict Code of Ethics and models its business operations in conjunction with the mortgage industry's "Best Business Practices."